Cash advance fee
Visa and MasterCard decided to consider all cryptocurrency transactions as cash advance transactions. Your bank or card issuer may add an extra fee (up to 5%) for purchasing crypto currencies using your credit card. This fee is charged by your bank and Paybis has no control over it.
Exchange rate fee
Exchange rate fee is the fee your bank charges for converting your bank account currency into either EUR, USD or GBP. The exchange rate fee is determined by your card issuer.