SEPA stands for the Single Euro Payments Area. It is a payment integration initiative of the European Union to simplify bank transfers in euros.
SEPA is available in the following countries:
All parts of a country are normally part of SEPA. However, the following countries have special territories which are not part of SEPA:
Cyprus: Northern Cyprus is excluded.
Denmark: the Faroe Islands and Greenland are excluded.
France: the French Southern and Antarctic Lands, French Polynesia, New Caledonia and Wallis and Futuna are excluded.
Netherlands: Aruba, the Caribbean Netherlands, Curaçao and Sint Maarten are excluded.
Norway: Svalbard and Jan Mayen are excluded.
United Kingdom: the British Overseas Territories are excluded, but Gibraltar and the Crown dependencies are included.
Jurisdictions using the euro that are not in SEPA: Akrotiri and Dhekelia, Kosovo, Montenegro, Andorra and Vatican City.