SEPA stands for the Single Euro Payments Area. It is a payment integration initiative of the European Union to simplify bank transfers in euros.
SEPA is available in the following countries:
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Austria
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Belgium
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Cyprus
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Estonia
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Finland
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France
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Germany
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Greece
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Ireland
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Italy
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Latvia
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Lithuania
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Luxembourg
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Malta
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The Netherlands
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Denmark
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Hungary
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Poland
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Romania
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Sweden
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Norway
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Switzerland
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Czech Republic
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Croatia
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Bulgaria
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Spain
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Slovenia
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Slovakia
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Portugal
All parts of a country are normally part of SEPA. However, the following countries have special territories which are not part of SEPA:
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Cyprus: Northern Cyprus is excluded.
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Denmark: the Faroe Islands and Greenland are excluded.
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France: the French Southern and Antarctic Lands, French Polynesia, New Caledonia and Wallis and Futuna are excluded.
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Netherlands: Aruba, the Caribbean Netherlands, Curaçao and Sint Maarten are excluded.
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Norway: Svalbard and Jan Mayen are excluded.
Jurisdictions using the euro that are not in SEPA: Akrotiri and Dhekelia, Kosovo, Montenegro, Andorra and Vatican City.